:root{--navy:#09264a;--navy2:#123b68;--gold:#d5a62e;--gold2:#f4cd65;--ink:#182a40;--muted:#5e6f82;--cream:#fbf8f0;--line:#e5eaf0;--white:#fff;--green:#e8f4ef}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.65 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;background:#fff}a{color:inherit}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}.top{background:var(--navy);color:#fff;font-size:13px;padding:8px 0}.top .wrap,.nav,.navlinks,.actions,.footer-inner,.banner,.crumb{display:flex;align-items:center;justify-content:space-between;gap:18px}.top a,.footer a{color:var(--gold2)}.nav{padding:13px 0}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-size:19px;font-weight:850;letter-spacing:-.5px}.brand img{width:59px;height:47px;object-fit:contain}.brand b{color:#bd8914}.navlinks{justify-content:flex-end;gap:23px;font-size:14px}.navlinks a{text-decoration:none}.navlinks a:hover,.textlink:hover{text-decoration:underline}.menu{display:none}.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 18px;border-radius:8px;background:var(--gold);color:var(--navy);font-weight:800;text-decoration:none;border:0}.btn:hover{filter:brightness(.96)}.btn.dark{background:var(--navy);color:white}.btn.outline{background:transparent;border:1px solid #d3dbe4;color:white}.hero{background:radial-gradient(ellipse at 85% 18%,#2c5680 0,transparent 34%),linear-gradient(118deg,#09264a,#153e69);color:white;padding:70px 0}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:2px;color:var(--gold2);font-size:12px;font-weight:800}.hero h1{font-size:clamp(40px,5.4vw,64px);line-height:1.06;letter-spacing:-2px;margin:15px 0}.hero h1 em{font-style:normal;color:var(--gold2)}.hero p{font-size:18px;color:#e0e9f3;max-width:640px}.actions{justify-content:flex-start;flex-wrap:wrap}.promise{padding:24px;border:1px solid #ffffff38;border-radius:16px;background:#ffffff12}.promise strong{font-size:19px;color:var(--gold2)}.promise ul{padding-left:20px;color:#e7edf5}.promise li{padding:4px 0}.strip{background:var(--cream);padding:15px 0}.strip .wrap{display:flex;justify-content:center;gap:28px;flex-wrap:wrap;color:var(--navy);font-weight:700;font-size:14px}.section{padding:64px 0}.section.alt{background:#f7f9fc}.heading{max-width:720px;text-align:center;margin:0 auto 32px}.heading h2{font-size:34px;line-height:1.2;color:var(--navy);letter-spacing:-.8px;margin:0 0 10px}.heading p{color:var(--muted);margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.card{padding:23px;border:1px solid var(--line);border-radius:13px;background:#fff;box-shadow:0 9px 30px #102d5409}.card h3{margin:0 0 8px;color:var(--navy);font-size:18px}.card p{margin:0;color:var(--muted);font-size:14px}.card a{display:inline-block;margin-top:13px;color:#8a650f;font-weight:750}.icon{color:#bd8914;font-size:21px}.note{font-size:13px;color:var(--muted);max-width:800px;text-align:center;margin:20px auto 0}.how{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.step{border-left:3px solid var(--gold);padding:6px 15px}.step b{color:var(--navy)}.step p{font-size:14px;color:var(--muted);margin:5px 0}.banner{padding:30px;background:var(--cream);border-radius:15px}.banner h2{margin:0;color:var(--navy)}.banner p{margin:3px 0;color:var(--muted)}.faq{max-width:800px;margin:auto}.faq details{border-bottom:1px solid var(--line);padding:16px 0}.faq summary{cursor:pointer;font-weight:750;color:var(--navy)}.faq p{color:var(--muted)}.footer{background:var(--navy);color:#d9e2ee;padding:30px 0;font-size:13px}.footer-inner{flex-wrap:wrap}.footer strong{color:white}.legal{opacity:.82;max-width:760px}.page-hero{padding:54px 0;background:linear-gradient(110deg,#09264a,#173e68);color:white}.page-hero h1{font-size:clamp(34px,5vw,52px);line-height:1.1;margin:8px 0}.page-hero p{color:#e0e9f3;max-width:750px;margin:0}.crumb{justify-content:flex-start;font-size:13px;color:#d5dfeb;margin-bottom:13px}.crumb a{color:var(--gold2)}.update{padding:22px;border:1px solid var(--line);border-radius:13px;background:#fff;box-shadow:0 8px 22px #102d5408;margin:16px 0}.update time,.tag{font-size:12px;text-transform:uppercase;letter-spacing:.7px;font-weight:800;color:#986f0a}.update h2{color:var(--navy);font-size:21px;margin:5px 0}.update p{margin:6px 0;color:var(--muted)}.source{font-size:13px}.callout{padding:18px;border-left:4px solid var(--gold);background:var(--cream);border-radius:6px}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.contact-card{border:1px solid var(--line);border-radius:13px;padding:22px}.contact-card h2{color:var(--navy);font-size:20px;margin:0 0 8px}.contact-card p{color:var(--muted)}.list-clean{list-style:none;padding:0}.list-clean li{padding:8px 0;border-bottom:1px solid var(--line)}.social{display:flex;gap:12px;flex-wrap:wrap}.social a{padding:8px 12px;border:1px solid var(--line);border-radius:8px;text-decoration:none;color:var(--navy);font-weight:700}.daily-label{display:inline-block;background:var(--green);color:#14583e;border-radius:999px;padding:4px 10px;font-size:12px;font-weight:800}.feature{background:linear-gradient(145deg,#f8f5e9,#fff);border:1px solid #efe4c5;border-radius:15px;padding:24px}.feature h3{color:var(--navy);margin:8px 0}.feature p{color:var(--muted)}.article-list{display:grid;grid-template-columns:1fr 1fr;gap:18px}.article{border:1px solid var(--line);border-radius:13px;padding:20px}.article h3{color:var(--navy);margin:7px 0}.article p{color:var(--muted);font-size:14px}.small{font-size:13px;color:var(--muted)}
@media(max-width:780px){.navlinks{display:none}.menu{display:block;position:relative}.menu summary{list-style:none;cursor:pointer;background:var(--navy);color:white;border-radius:7px;padding:8px 12px;font-weight:750}.menu[open] .menu-items{position:absolute;right:0;top:42px;z-index:9;background:white;min-width:220px;padding:10px;border-radius:10px;box-shadow:0 8px 24px #0002;display:grid;gap:4px}.menu-items a{padding:9px;text-decoration:none;color:var(--navy)}.hero{padding:52px 0}.hero-grid{grid-template-columns:1fr;gap:22px}.cards{grid-template-columns:1fr 1fr}.how{grid-template-columns:1fr}.banner{align-items:flex-start;flex-direction:column}.heading h2{font-size:29px}.contact-grid,.article-list{grid-template-columns:1fr}}
@media(max-width:500px){.cards{grid-template-columns:1fr}.wrap{width:calc(100% - 30px)}.top .wrap{justify-content:center;text-align:center}.brand{font-size:16px}.brand img{width:48px;height:42px}.section{padding:48px 0}.strip .wrap{gap:9px 17px}.hero h1{letter-spacing:-1.3px}}
.update-thumb{display:block;width:100%;max-width:340px;max-height:240px;object-fit:cover;object-position:top;border-radius:10px;margin:14px 0}.card .update-thumb{width:100%;max-width:none;height:170px;object-fit:cover;object-position:top;margin:10px 0;border-radius:8px}
/* Other industries have their own navigation treatment. */
.navlinks a.brand-nav-link{border:1px solid #d5a62e;border-radius:7px;padding:7px 12px;background:#fbf5e4;color:#694b05;font-weight:700;white-space:nowrap}.menu-items a.brand-nav-link{border-left:3px solid #d5a62e;background:#fbf5e4;color:#694b05;padding-left:12px}
